![]() If you see a huge discount on a hot item or a deal that's too good to be true, it probably is. There are several easy ways to spot a scam from a mile away, as long as you're looking for them. Only make purchases from your home or smartphone network, never on public Wi-Fi where your payment could be intercepted.Use a third-party payment method like Apple Pay, Google Pay, or PayPal.Disable international purchases on all credit cards.Enable purchase alerts on all your credit cards or check your account regularly for unusual transactions.Don't save your credit card information on retail sites.Use a credit card instead of a debit card for more protection.Here are a few tips to potentially protect yourself: ![]() Unfortunately, average consumers have no way to know if this will happen on any given website. Card information was skimmed digitally, so when you're ordering Christmas presents, you may also be handing over financial data to a cybercriminal. Thieves install reading devices on top of legit readers, like a gas station payment terminal, and your information is "skimmed." However, this same concept went digital, and several big-box stores like Target and Macy's were attacked in 20. When you swipe a credit or debit card at a gas pump, ATM, or vending machine, there's always a small chance of this happening. Trust your instincts: if something doesn't seem right, it probably isn't.Ĭredit card skimming is nothing new, but the thieves who do it are getting smarter. Keep in mind that not everything is a scam, and there are dozens of real charity events, home improvement flyers, unemployment, and IRS letters going out daily.ĭon't always assume the worst, but if something looks fishy, includes a link to follow, or wants you to enter personal information of any kind, take a second look before divulging any sensitive data. These are just a few of the many potential mail scams or schemes you could find in your mailbox during the holidays. ![]() Home improvement or repair scam flyers.Mail fraud against veterans or the elderly.Package delivery and online shopping are the big targets of late, but threats both old and new are everywhere these days.
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